I normally wouldn't allow a little rain chase me off the beach or any other place but with a camera that will suck in the rain as it drops on the lens I am forced to do just that - retreat.
Should I get a better lens? Yes. Will I EVER get a better lens. Very, very doubtful. Reason - I'm cheap.
About the picture. I'm cheating with this image. I gave it a little more pop by increasing the color saturation.